2020 VOLVO XC40 Momentum

The auction record lists the vehicle as a salvage title with “more than 75% damage” and identifies the primary damage as rear-end damage. Stage 1’s photo-based assessment supports rear-end damage through separation and displacement of the rear bumper cover; however, the photos do not support the claim of more than 75% damage. The visible damage appears localized primarily to the rear bumper area. Both rear bumper corners show moderate separation from the adjacent body panels. The left rear corner has an open gap and a displaced bumper-cover edge, with a dark inner area visible. The right rear corner also has an open gap at the body-panel junction, with the lower bumper edge separated and a light-colored strip protruding underneath. The bumper cover, mounting points, rear body panels, and any components behind the bumper should be physically inspected for hidden damage and proper repair. The steering-wheel rim has moderate cosmetic wear, including abrasion and worn covering along the lower-left, lower-right, and side sections. Factory VIN data identifies this vehicle as a 2020 Volvo XC40 Momentum SUV with front-wheel drive, a turbocharged 2.0-liter four-cylinder gasoline engine, and an eight-speed automatic transmission. The vehicle was manufactured by Volvo Car Corporation at the Ghent Plant in Belgium. One NHTSA safety recall is listed for this model and year: recall 20V144000 concerns a software/hardware incompatibility that may prevent the automatic emergency braking system from detecting obstacles and engaging as intended. Volvo’s stated remedy is a free update of the Active Safety Domain Master software. Recall completion should be verified with Volvo or an authorized dealer before purchase.